Category Archives: Mortgage Rates

The Math Of Choosing A Great Closing Date

Want a lower mortgage rate on your upcoming home buy? Think about moving up the closing date.

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Mortgage Rates May Be Low, But They’re Tough To Pin Down — Especially This Week

Mortgage rates would have been volatile this week. The presence of Labor Day just piles on. If you have a chance to lock something favorable and within your budget, consider doing it. Continue reading

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Mortgage Rates Make New Lows For The 9th Week In A Row

Mortgage rates are (again) at their lowest levels in history. Continue reading

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30-Year Mortgage Rates Make New Lows, But Look Ready To Spike

No doubt you’ve heard that mortgage rates are low. They’re lower than they’ve ever been in history. The news is everywhere. But the low rate environment looks like it’s ending. Continue reading

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Mandatory Loan Fees Keep Borrowers From Getting Their Absolute Lowest Rate

Conforming mortgage rates may be posting all-time lows this week, but that doesn’t mean you’ll be eligible for them. You may have already called your loan officer and found this out the hard way. It’s because of a federally-mandated mortgage-pricing scheme known as “loan-level pricing adjustments”. Continue reading

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The 1 Force That Can Really Change A Mortgage Rate

Mortgage rates move in response to hundreds of factors. Among the biggest influences on mortgage rates? Inflation. Continue reading

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Conforming Loan Costs Are Rising, Says Freddie Mac

Mortgage rates may be dropping, but mortgage costs are not. According to Freddie Mac, the average required discount points on a conforming mortgage rate are higher by 0.1 percent since early-May. Continue reading

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Should You Refinance Your Mortgage?

Mortgage rates are low and they likely won’t stay that way. If you’ve been thinking about a refinance, talk to your loan officer as soon as possible.
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Shopping For Florida Mortgage Rates Is Part Research Skills, Part Luck

Shopping for mortgage rates takes more than good research skills. It takes a little bit of luck, too. Continue reading

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