Author Archives: Edgar DeJesus

About Edgar DeJesus

Edgar DeJesus, a Husband first and foremost who shares his life with his loving wife Emily and their pet Charleston(chocolate American Cocker Spaniel). Fellow colleagues recognize him as one of the top mortgage planners in the Tampa Bay market and a fellow professional you can count on, his clients love him for being their trusted advisor. What keeps this hardworking mortgage planner going is his pure passion to deliver an extraordinary customer service experience. The question behind his motivation is simple - What differentiates him from every other real estate financing professional? He answers the question by saying: On every mortgage I provide for a client I treat it as if I were buying or building a home for my family, consolidating my debt, lowering my interest rate, or improving my own home. I deliver no less than I would expect if someone were providing me with a mortgage and most important their want & need is my want & need. He also says it is not just about providing mortgages, it’s about building life long lasting relationships. Some of his favorite hobbies are spending time with his family and friends, playing golf, dining at steakhouses, & fellowship with others. Satisfaction for Edgar DeJesus comes from not only closing loans but rather opening doors. Receiving referrals from clients is a great compliment he can receive and the greatest compliment is to have clients repeat their loan experience with him. A great demonstration that he does not over promise and under deliver.

Review your Retirement Plan Options at Your Current Employer

  Does your current employer offer a retirement plan? If they offer something above and beyond a 401(k), good for you! Find out if this is a defined benefit or a defined contribution plan.   What’s the difference?   Defined … Continue reading

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5 Common Retirement Planning Mistakes

5 Common Retirement Planning Mistakes There are five common retirement planning mistakes that many people make             Train Wreck!! Photocredit: Tom Brandt Changing investment strategies based on emotions. It never feels good when the market … Continue reading

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Did It Make Sense To Wait?

  There are many people out there who debated purchasing a home over the course of the last year, but ultimately did not. Whatever their reasons were for delaying, let’s look at whether the decision to wait to buy made … Continue reading

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The 4 Boring Secrets to Accumulating Wealth

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The secret is that it’s all really common sense in your approach. Start saving when you are young. We all know this can be tough. Young adults often have student loan debt, want to buy their first home, and retirement … Continue reading

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4 Main Points on how to choose a Financial Advisor

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Credit: Dennis Jarvis Choosing a financial advisor can be a daunting proposition. Today, we’ll tackle some of the biggest questions and points that one should take into account during your search! What kind of licensing does the advisor have? A … Continue reading

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What is a Leading Economic Indicator and Why is it Important?

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Often, investing terms can make you feel like you are lost in a maze of strange vocabulary. Today I thought I’d tackle one that people talk about on the news frequently. Leading Economic Indicators A leading economic indicator is a … Continue reading

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USDA Loans

USDA Loans The USDA changed rules in 2009 that makes millions of Americans eligible for its rural mortgage programs. The American dream of home ownership has become more difficult as families struggle to come up with the 20% down payment that many conventional … Continue reading

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FHA Loans

FHA Loans FHA loans have been helping people become homeowners since 1934. Some benefits of FHA loans are: Low down payments Low closing costs Easy credit qualifying What does FHA have for you? Buying your first home?FHA might be just what you need. Your down payment can be … Continue reading

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What every working person needs to know about their 401k and in-service distributions

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          Credit: wsilver This post is so important I felt the need to use a cute puppy photo to entice you to click on it. Seriously, I have no shame. None at all. You really need … Continue reading

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Ten Practical Steps You Can Take to Control Your Divorce Fees and Costs

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Ten Practical Steps You Can Take to Control Your Divorce Fees and Costs Guest Post by Sonya F. Johnson CPA/ABV, CFF As a financial expert, I have seen fees and costs spiral out of hand in the majority of divorce … Continue reading

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The Most Affordable Mortgage In Today’s Economy

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        Just recently I heard FHA proposed another fee increase. Last year FHA increased their mortgage insurance premiums. On the 30 year mortgage product the mortgage insurance is now for 30 years unless you refinance out or sell … Continue reading

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3 Key Points for Determining Life Insurance Needs

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  Life insurance is not a fun topic.  It means that someone has kicked the bucket or you are planning on someone kicking the bucket. Usually people don’t like to dwell on if they have enough insurance.  But let’s be … Continue reading

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